Benesytes Privacy Policy

Safeguarding your privacy and the security of your personal information is important to us. Please take a few minutes to read the following policy so that you understand how we treat your personal information. As we continuously improve and expand our services, this policy might change, so please check it periodically. If you have questions about our privacy policy, email us at


Benesytes has adopted this Privacy Policy in order to inform you of its policies with respect to information collected from this web site. Your use of this web site constitutes your acceptance of this Privacy Policy and your consent to the practices it describes. This is a web site-only privacy policy.

Personally Identifiable Information

Personally Identifiable Information is any information that concerns you individually and would permit someone to contact you, for example, with your name, address, telephone/fax number, email address or any information you submit to a web site that identifies you individually. This web site will not collect any personally identifiable information about you unless you provide it.

Therefore, if you do not want us to obtain any personally identifiable information about you, please do not submit it to us.

You can visit and browse the Benesytes web site without revealing personally identifiable information about yourself. You may also choose to disclose personally identifiable information about yourself, which may be maintained as described below.

This web site may collect personally identifiable information about you by methods such as the following:

· Transactions and Activity - If you become a registered user or if you conduct transactions through this web site, we will collect information about the transactions you engage in while on the web site and your other activity on the site. This information may include, without limitation, areas of the web site that you visit, transaction type, content that you view, download or submit, transaction amount, payment, and billing information as well as the nature, quantity and price of the goods or services you exchange and the individuals or entities with whom you communicate or transact business.

· Email and other voluntary communications - You may also choose to communicate with us through email, via our web site, by telephone, in writing, or through other means. We collect the information in these communications, and such information may be personally identifiable.

Non-Personally Identifiable Information

When you visit the Benesytes web site, like when you visit most other web sites, certain anonymous information about your visit is automatically logged, which may include information about the type of browser you use, the server name and IP address through which you access the internet (such as "" or ""), the date and time you access the site, the pages you access while at the web site, and the internet address of the web site, if any, from which you linked directly to Benesytes site. This information is not personally identifiable.

Information Use

Benesytes may use the personally identifiable information collected through its web site primarily for such purposes as:

  • helping to establish and verify the identity of users;
  • opening, maintaining, administering and servicing users' accounts or memberships;
  • processing, servicing or enforcing transactions and sending related communications;
  • providing services and support to users;
  • improving the web site, including tailoring it to users' preferences;
  • responding to your questions inquiries, comments and instructions;
  • maintaining the security and integrity of its systems.

Disclosure of Information

Benesytes does not provide personally identifiable information to unaffiliated third parties for their use in marketing directly to you. Benesytes may use unaffiliated companies to help it maintain and operate its web site or for other reasons related to the operation of its business, and those companies may receive your personally identifiable information for that purpose. J M Smith Corporation may also disclose personally identifiable information about you in connection with legal requirements, such as in response to an authorized subpoena, governmental request or investigation, or as otherwise permitted by law.

"Cookies" and Advertisers

Benesytes does not utilize "cookies" at this time.  However, some of the sites to which we provide links may use cookies.The servers of companies that are used to operate this site, may place a "cookie" on your computer in order to allow you to use the web site and to personalize your experience. A "cookie" is a small piece of data that can be sent by a web server to your computer, which then may be stored by your browser on your computer's hard drive. Cookies allow us to recognize your computer while you are on our web site and help customize your online experience and make it more convenient for you. Cookies are also useful in allowing more efficient log-in for users, tracking transaction histories and preserving information between sessions. The information collected from cookies may also be used to improve the functionality of the web site.

Most web browser applications (such as Microsoft Internet Explorer and Netscape Navigator) have features that can notify you when you receive a cookie or prevent cookies from being sent. If you disable cookies, however, you may not be able to use certain personalized functions of this web site.


Benesytes maintains physical, electronic, and procedural safeguards to help guard personally identifiable information. If transactions are offered on the site, transaction information is transmitted to and from Benesytes in encrypted form using industry-standard Secure Sockets Layer (SSL) connections to help protect such information from interception. Benesytes restricts authorized access to your personal information to those persons who have a legitimate purpose to know that information to provide products or services to you and those persons you have authorized to have access to such information. Please be aware, however, that any email or other transmission you send through the internet cannot be completely protected against unauthorized interception.


In order to provide service to you, we may send you communications related to your transactions, security or the administration of its web site. From time to time, Benesytes and its affiliates may also wish to send you other messages or updates about our web site, Benesytes, our affiliates, or their promotions and other activities. If you do not wish to receive non-transaction/security related communications from Benesytes and its affiliates, please send an email to

Changes to this Privacy Policy

Benesytes reserves the right to modify or supplement this policy at any time. If a material change to the terms of this policy is made, Benesytes will post a notice on its homepage and a link to the new policy.


Note: The simplified benefit summaries contained herein are designed to be concise, simplified highlights of each benefit plan. As such, they are not comprehensive or authoritative. For complete details, please refer to the applicable benefit plan booklet provided by the insurer or your employer. In matters of tax or legal interpretation, seek the services of a qualified professional.